Student Bank Loans From HDFC Bank
HDFC gives loans to students to partly meet their educational expenses / costs for pursuing specific higher educational courses at institutes approved by HDFC.
Loans are given to students who are citizens of India. The student should have a consistently good academic record, and admission to an approved Educational Institute for pursuing a recognized course.
Loans can be availed upto a maximum of 90% of the total cost as determined by HDFC. The costs would generally cover expenses incurred towards the course fee, library charges, hostel and mess charges, cost of books and equipment.
Students enrolled with an approved Educational Institute and desirous of availing the education loan can make an application, with the earning parent / guardian being the co-applicant to the loan.
Currently, new entrants and existing students of only select leading national educational institutions are eligible to apply for education loans. Please check with your nearest HDFC Office for the list of approved institutions.
HDFC lends up to a maximum of Rs. 2,00,000 on an Education Loan. The repayment period of the loan is determined on the merits of each case but would not exceed 5 years. The Rate of Interest (with Security) is 12.00% p.a and without security is 13.00% p.a.
How to Apply :
The loan would be disbursed in suitable installments on compliance of necessary formalities such as providing personal guarantees, execution of loan documents etc. Further, disbursement of the loan would also be subject to review of progress reports from the concerned Education Institute.More on........ http://www.hdfcbank.com
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